Although American drivers are having fewer accidents than they have in many a decade, they still do crash from time to time. If you are one of those folks who tends to drive where she shouldn’t, it would do you well to know which cars are the most expensive to crash and which are the cheapest.
The Highway Loss Data Institute has looked into this pressing question to determine which cars the crash-prone need to avoid and which they should be driving. To do this, they collected data from automobile accident insurance claims made from coast to coast.
According to the institute, a car has an accident every 6.9 years of insurance coverage. The average cost of a collision is $4,120.
The most expensive cars to crash are:
- Ferrari California, an insurance claim every 2.6 years, collision costs $2,132 per year
- Maserati Granturismo, with a claim every 7.7 years, collision costs $1,245 per year
- Porsche Panamera Turbo, 7.0 years, $1,134
- Mercedes-Benz S-Class Hybrid, 11.2 years, $995
- Maserati Quattroporte, 8.1 years, $935
The cheapest cars to crash are:
- Chevrolet Tahoe, an insurance claim every 6.6 years, collision costs $134 per year
- Jeep Wrangler, 2.8 years, $134
- Toyota FJ Cruiser, 4.0 years, $134
- GMC Canyon extended cab, 3.5 years, $154
- GMC Canyon regular cab, 3.6 years, $154
If you need a car loan with bad credit, any of the vehicles on the “cheapest” list could be worth considering.