You see ads for ”sign and drive” auto deals all year long. The end of the year is coming and automakers may ramp these offers up in order to lower taxable inventories. Before you apply for these loans with bad credit, it may be best to know what you may be facing before you stop [...]
Filed under Car Deals, Car Shopping Tips by on Nov 21st, 2011. Comment. 
Prices for cars that are 1-3 years old are up 48% compared to 2008. That has put many cash strapped Americans in a hard spot…keep their aging car or take on a payment that is going to further drain their nearly empty accounts. If you search hard enough, you can find a vehicle that is [...]
Filed under Car Shopping Tips by on Nov 16th, 2011. Comment.
The final step in an auto loan is when you sign the purchase contract. In general, there is no cooling off period, so you only have one opportunity to make sure everything is correct. Once you sign, you will be locked into the terms. There are several things that you must double check before putting [...]
Filed under Car Shopping Tips by on Nov 7th, 2011. Comment.
When people find themselves behind the credit score eight ball, they often do not know their best options for buying a car. Many just throw their hands up and assume that a buy here/pay here or rent to own car dealer is their only option. That discouraged attitude could prevent them from ever improving their [...]
Filed under Auto Loan Industry, Car Shopping Tips by on Oct 10th, 2011. Comment.
Buying a small, fuel efficient used car makes sense at any time, but in an uncertain economy and with gas prices still hovering in orbit, they make more sense now than in the past. You could spend many hours trying to track down a list of potential good deals, but no one wants to spend [...]
Filed under Car Shopping Tips by on Aug 3rd, 2011. Comment.
Borrowing money from family and friends should be the last option that you ever consider. Unfortunately, it is possible to find yourself in a situation where it is the only viable option. You will have to tread carefully in order to prevent losing the support of those you borrow from. Here are a few tips [...]
Filed under Auto Loan Industry, Car Shopping Tips by on Jul 27th, 2011. Comment.
Credit life insurance is a form of decreasing term life insurance. That means that it only covers a set period of time. The length of an auto loan in this case. The decreasing part refers to the fact that the payout amount matches whatever the loan balance is at any point during the loan. The [...]
Filed under Auto Loan Industry, Car Shopping Tips by on Jul 21st, 2011. Comment.
”How much are you putting down” is the second question that most car salespeople will ask you. It is also the first number that they will try to get you to budge on during the negotiation process. Your credit score may not be on their minds, but it should be on yours. Your worse your [...]
Filed under Auto Loan Industry, Car Shopping Tips by on Jul 19th, 2011. Comment.
A poor credit score is nothing to be embarrassed about. The tough economic times over the last three years have dented or destroyed many credit scores across America. If you need a poor credit score auto loan, you may need to look at a less expensive new car. Here are four new cars that offer [...]
Filed under Auto Loan Industry, Car Deals, Car Shopping Tips by on Jun 20th, 2011. Comment.
Recently ABC News reporters David Muir and Sharyn Alfonsi joined the Stewart family on the quest to buy an American made car. Most people assume that because it is an American car company, the cars it produces are made in America. That is not true. With global parts suppliers, many ”American” cars have less than [...]
Filed under Car News, Car Shopping Tips by on Jun 18th, 2011. Comment.
