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SAFCo Auto Loans

SAFCo Auto Loan

The Southern Auto Finance Company or, SAFCo was founded in 1990 to provide financing options to sub-prime borrowers. The company focuses primarily on non-prime customers who need a chance to reestablish credit and purchase a vehicle. It is important to remember that even if your credit is poor, you can still get a loan for a vehicle although you will generally pay a higher interest rate than borrowers with good credit. Those who have no previous credit history will also be considered for an auto loan from The Southern Auto Finance Company. Even if your have income that is difficult to verify, SAFCo may have an auto loan that is right for you.

Rebuild Your Credit With a SAFCo Auto Loan

Because SAFCo is specifically designed to serve sub-prime borrowers, they use other factors to determine if the borrower will repay the loan. It is important to have a stable job and a residence before you apply for a loan from SAFCo. The Southern Auto Finance Company does not deal directly with consumers, they issue loans through car dealerships. In order to apply for a car loan through this company, you should visit a local car dealership and ask them about financing through SAFCo. SAFCo issues loans up to $25,000 and the longest term they offer is 72 months. The vehicle that you finance must be less than 10 years old and a down payment is required. Generally, the down payment is required to be a minimum of $1,000 cash plus 20% of the sale price of the vehicle. For those with a better credit score, the down payment amount required may be lower.

Contact Information for SAFCo Auto Loan

To learn more about SAFCo Auto Loans, you can visit their website at, The corporate address for the Southern Auto Finance Company is: 6300 Hazeltine National Drive #108 Orlando, Florida 32822. You can also contact SAFCo via their account services phone number: 800-599-8858. This line will answer any questions you may have about your account such as payoffs, payments, and updates to your personal information. Customer service is available Monday through Friday from 8:30 am to 8:00 pm Eastern Standard Time or on Saturday from 8:30 am to 12:30 pm.